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Tourists on St George Street in St. Augustine, Florida. Editorial credit: Angela N Perryman / Shutterstock.com.

8 Charming Florida Communities To Retire Around Jacksonville

As the search for the perfect retirement haven continues, Florida consistently emerges as a top contender with its balmy breezes and tranquil settings. Within this perennial paradise, the area around Jacksonville offers an intriguing alternative to the state's usual retiree hotspots like Miami or Tampa. Here, located within a few hours' drive of Jacksonville, lie eight lesser-known gems that promise peaceful living and Southern charm, away from the tourist throngs.

With unique attractions—from historic sites that whisper tales of yore to pristine beaches where the Atlantic whispers ashore—each town offers its own slice of paradise. So, if you're envisioning your golden years soaked in the warmth of the Florida sun and enriched by a community vibe, these eight charming towns near Jacksonville might just be your next home!

Fernandina Beach

Main street of Historic town center of Fernandina Beach on Amelia Island
Main street of Historic town center of Fernandina Beach on Amelia Island, via peeterv / iStock.com

Fernandina Beach, located on Amelia Island just northeast of Jacksonville, is distinguished by its 13 miles of pristine beaches and historic downtown area, known as the Historic District. The town holds the unique title of being the only municipality in the United States to have flown eight different national flags. Fernandina Beach is also home to the Isle of Eight Flags Shrimp Festival, which attracts visitors from all over the country each year.

The historic Prescott Building in Fernandina Beach, Florida
The historic Prescott Building in Fernandina Beach, Florida. Editorial credit: Dietmar Rauscher / Shutterstock.com

The median house price in Fernandina Beach currently stands at approximately $600,000, reflecting the desirability and upscale nature of the community. In terms of attractions, the Amelia Island Museum of History offers insights into the rich heritage of the area, while Fort Clinch State Park provides both historical exhibits and natural landscapes for hiking and wildlife viewing. Dining options include Timoti's Seafood Shak, known for its locally sourced seafood, and the upscale David's Restaurant & Lounge, offering fine dining experiences. For those considering retirement, Osprey Village at Amelia Island offers senior living services in a picturesque setting.

St. Augustine

Tourists strolling through the historic streets of St. Augustine, Florida
Tourists strolling through the historic streets of St. Augustine, Florida. Editorial credit: Kosoff / Shutterstock.com

St. Augustine, situated less than an hour's drive south of Jacksonville, is renowned as the oldest continuously inhabited European-established settlement in the continental United States, founded in 1565. This historical city is famed for its well-preserved Spanish colonial architecture as well as ancient stone fortress, the Castillo de San Marcos, which dominates the waterfront.

A fountain in the town square of St. Augustine, Florida.
A fountain in the town square of St. Augustine, Florida.

The city's rich history is accessible through various dedicated venues; the Lightner Museum showcases 19th-century art and artifacts housed in an 1887 Spanish Renaissance Revival-style building, while the St. Augustine Lighthouse & Maritime Museum offers panoramic views atop a historic lighthouse. Culinary experiences are ample; Columbia Restaurant serves Spanish-Cuban dishes in a tiled, historic setting, and the quaint Café Alcazar, located inside the Lightner Museum, provides a unique dining atmosphere. Silver Creek St. Augustine stands out as a notable senior living community, offering tailored amenities with waterfront views. The median house price in St. Augustine is around $500,000, offering a relatively affordable option for retirees seeking a historical ambiance.

Palatka

Clock tower at Riverfront Park in Palatka along the St John's River.
Clock tower at Riverfront Park in Palatka along the St John's River.

Palatka is positioned along the banks of the St. Johns River, roughly an hour's drive from Jacksonville. This small town is notable for its Azalea Festival and Blue Crab Festival, which draw visitors from around the region. The area is steeped in history, reflected in sites like the Bronson-Mulholland House, a preserved antebellum mansion that now serves as a public museum showcasing period furnishings and history.

For outdoor enthusiasts, Ravine Gardens State Park offers extensive walking trails through ornamental gardens and ravines, highlighted by suspension bridges and a variety of flora. Dining in Palatka includes Corky Bell’s Seafood at Gator Landing, known for its river views and local seafood dishes, and Angel’s Dining Car, the oldest diner in Florida, providing a taste of local history along with classic American meals. The median house price in Palatka stands at around $275,000, making it an attractive and affordable option for retirees seeking a quieter lifestyle close to nature and history.

Lake City

Marion Avenue in Lake City, Florida
Marion Avenue in Lake City, Florida

Lake City, situated at the crossroads of Interstate 75 and Interstate 10, is an hour's drive west of Jacksonville. Known as the "Gateway to Florida," Lake City's proximity to several major highways makes it an accessible location for retirees. The city is named for its numerous natural freshwater lakes, which dominate the landscape and provide abundant recreational opportunities. With a median house price of approximately $300,000, Lake City is an affordable retirement option that offers fantastic modern conveniences.

Key attractions in Lake City include the Lake City Columbia County Historical Museum, which provides insights into the local history through artifacts and exhibits. For outdoor activities, Osceola National Forest offers hiking, bird watching, and camping in a vast and diverse ecosystem. Popular dining spots include Marion Street Bistro & Brew House, known for its creative American cuisine and craft beers, and Jessica's Bistro, which offers a variety of Latin-inspired dishes in a cozy setting. The Plantation on Summers provides senior living services and amenities in a comfortable community environment designed for retirees.

New Smyrna Beach

Downtown area of New Smyrna Beach, Florida.
Downtown area of New Smyrna Beach, Florida. Editorial credit: JennLShoots / Shutterstock.com

New Smyrna Beach sits on the central east coast of the state, approximately two hours south of Jacksonville. Renowned for its coastal charm and artistic flair, the town boasts one of the state's best surfing beaches and has been recognized as one of America's top small cities for the arts. An interesting fact about New Smyrna Beach is that it contains one of the longest stretches of recreational beach in the United States.

The way to the beach in New Smyrna Beach, Florida.
The way to the beach in New Smyrna Beach, Florida. Editorial credit: Chris Higgins Photography / Shutterstock.com

The town's vibrant arts scene is anchored by the Atlantic Center for the Arts, an artists-in-residence community that hosts exhibitions, performances, and educational programs. The New Smyrna Museum of History offers exhibits on local and regional history, including the town's settlement under the Turnbull colony. For dining, The Garlic offers Italian cuisine amid an enchanted garden setting, while Norwood's Restaurant and Treehouse Bar provides a unique eating experience with views from above the treetops. The median house price in New Smyrna Beach is approximately $500,000, reflecting its popularity and prime location for those seeking a beachside retirement.

Green Cove Springs

City Hall in Green Cove Springs, Florida.
City Hall in Green Cove Springs, Florida.

Green Cove Springs, Florida, is a small town nestled along the west bank of the St. Johns River, roughly 30 miles south of Jacksonville. This town derives its name from the spring-fed cove that flows into the St. Johns River and serves as a unique and picturesque centerpiece for the community. The spring itself was once a popular health resort in the 19th century due to its reputed healing properties. With a median house price of about $370,000, Green Cove Springs offers an affordable and tranquil setting for retirees.

The town's Clay County Historical Museum highlights local history through artifacts and exhibits that span several centuries. Spring Park is a central feature in Green Cove Springs, offering residents and visitors a public swimming pool filled with spring water, picnic areas, and scenic river views. For dining, locals favor Sweet Sensations for its homemade desserts and light meals, while D'Fontana Pizzeria & Ristorante is known for its authentic Italian dishes. The town also hosts Magnolia Lake State, a senior living community known for its comprehensive amenities and serene environment.

DeLand

The vibrant downtown area of DeLand, Florida
The vibrant downtown area of DeLand, Florida. Editorial credit: JennLShoots / Shutterstock.com.

DeLand, situated between the bustling metro of Orlando and the serene beaches of the Atlantic Coast, is about an hour and a half drive from Jacksonville. Known as the "Athens of Florida," DeLand is home to Stetson University, Florida's oldest private college, which significantly contributes to the town's cultural and educational atmosphere. The town's historic Garden District is lined with preserved Victorian homes, adding a unique architectural element to the area.

In terms of attractions, the Museum of Art - DeLand offers rotating exhibitions of fine art, and the African American Museum of the Arts highlights significant contributions of African American artists. For dining, Cress Restaurant is well-regarded for its locally sourced, globally inspired cuisine, and Santorini Restaurant offers authentic Greek dishes in a casual setting. Good Samaritan Deland, a well-established senior living community, offers a variety of amenities designed to accommodate the needs of retirees. Lastly, the median house price in DeLand is approximately $350,000, making it cost-effective yet enriching.

Mount Dora

The charming town of Mount Dora, Florida.
The charming town of Mount Dora, Florida. Editorial credit: Jillian Cain Photography / Shutterstock.com.

Mount Dora, located in the heart of Lake County, is roughly a two-hour drive from Jacksonville. This charming town is renowned for its antique shops and the annual Mount Dora Arts Festival, which draws thousands of visitors and artists from across the country. An interesting fact about Mount Dora is its elevation; at 184 feet above sea level, it offers a slightly hilly terrain, which is rare in Florida and provides picturesque lake views.

The heart of downtown Mount Dora.
The heart of downtown Mount Dora. Editorial credit: Jillian Cain Photography / Shutterstock.com

The median house price in Mount Dora is around $440,000, making it an attractive location for retirees seeking a blend of small-town charm, cultural richness, and scenic beauty. For things to see and do, the Mount Dora History Museum provides insights into the local heritage, and the Modernism Museum showcases an impressive collection of modern art and design. Dining options include The Goblin Market Restaurant, known for its intimate dining atmosphere and gourmet menu, and Pisces Rising, which offers fresh seafood with a view of Lake Dora. Waterman Village is a notable senior living community in Mount Dora, offering extensive amenities including health care services and various recreational activities.

In conclusion, the eight communities surrounding Jacksonville, Florida, offer an array of desirable features that make them ideal for retirees seeking tranquility and engagement in their golden years. Each town brings its unique flavor of historical richness, cultural offerings, and natural beauty, accompanied by affordable living options that cater to a range of preferences and needs. With median house prices varying from the modest to the more upscale, these towns provide environments where retirees can enjoy a relaxed lifestyle, rich in community spirit and scenic charm, all within close proximity to the urban amenities of Jacksonville. This selection underscores Florida's continued appeal as a top retirement destination, blending historical allure with modern conveniences in settings that promise both peace and vitality.

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